Located in South Carolina, the Safe Federal Credit Union offers a Visa Platinum as part of its line of credit cards. It also offers a Visa Gold, Visa Classic, and MasterCard Classic. You must be a member of SFCU before applying for any of these credit cards.
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As non-profit organizations, credit unions are owned, not by stockholders, but by the members who have accounts with them. This results in a different attitude towards customers and lower fees on services. Safe Federal Credit Union is open to those in Richland, Florence, Kershaw, and Lexington counties. Additionally, employees of certain businesses can apply.
SFCU Visa Platinum Credit Card Perks
Like the other cards from SFCU, the Visa Platinum is part of the ScoreCard Rewards program. This program allows cardholders to earn a variety of rewards. Though you can choose airfare if you want, you also have other choices, like gift cards.
Earning these rewards is easy.
Every time you buy something with this card, you’ll earn a point for each dollar you spend.
These points add up to rewards of your choice. Want to know how to best use these rewards? Smart Money has some great tips.
SFCU Visa Platinum Credit Card Benefits
Not only does the SFCU Visa Platinum offer a rewards program, but you’ll also have all of the benefits of a Visa card. This includes outstanding fraud protection and programs like Verified by Visa. Visa works diligently to help cardholders avoid scams and fight against credit card fraud.
This is combined with the benefits of a credit union. Credit unions offer a community feel and have highly rated customer service, which carries over to their credit cards. Because the members own them, credit unions have lower fees on credit cards. SFCU doesn’t even charge an annual, cash advance, or balance transfer fee.
The APR is also low. The range is 7.96% to 17.96%, depending upon the cardholder’s creditworthiness. The grace period of 25 days will allow you to pay off the balance before the interest begins accruing on purchases.
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- Safe Federal Credit Union MasterCard Classic Credit Card
- Safe Federal Credit Union Visa Gold Credit Card
- Sharonview Federal Credit Union Visa Platinum Credit Card
- Safe Federal Credit Union Visa Classic Credit Card
- The Summit Federal Credit Union Visa Platinum with Rewards
- Shell Federal Credit Union MasterCard Credit Card
- Sharonview Federal Credit Union MasterCard Platinum Preferred Credit Card