Sandia Laboratory FCU Visa Classic Credit Card

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Sandia Laboratory FCU Visa Classic Credit CardNot everybody has perfect credit, but most people still have a need for a credit card. If you have been looking for the right card but have not been able to find it, the Sandia Laboratory Federal Credit Union Visa Classic credit card might be an excellent option. Designed for people who do not have perfect credit but are not only restricted to applying for a secured card, the Visa Classic from SLFCU offers many valuable options in an affordable credit card.

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The Visa Classic is one of several cards available to members of the Sandia Labs FCU. Other cards include the Visa Gold Rebate, the MasterCard Rebate, the Visa Gold Value, the MasterCard Value, and the Visa Student. Any of these options may be a viable choice for you if the Visa Classic does not have the options for which you are looking.

Rates, Fees, and Costs of the Sandia Labs FCU Visa Classic Credit Card

Of all the cards offered by Sandia Labs FCU, the Visa Classic does have the highest credit card annual percentage rate at 11.5%.

However, there is no annual fee for the card, so if you are able to pay your balance off each month, you will not incur any costs whatsoever from having the card.

In addition, if the Visa card you select is the Visa Classic Rebate card, you can earn an instant 0.5% cashback rebate to your account each month. This means that if you charge $5,000, you will receive an automatic $25 statement credit.

It is important to find a credit card that fits both your needs and your budget as, according to a recent CNN Money article, credit card usage is at its highest level among Americans since 2008.

Benefits of the Visa Classic Credit Card from SLFCU

In addition to the possible cash back from rebates, cardholders also receive free protection from fraudulent credit card transactions, the ability to make scheduled payments from your checking or savings accounts, and free balance transfers.

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