The expenses associated with going to college can be very daunting. Tuition, books, housing, transportation, and food can add up very quickly. If you are a student looking to find an affordable student credit card that offers cashback benefits and no annual fee, the Sandia Laboratory Federal Credit Union Student Visa credit card is a card that you should consider.
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Having a credit card does not have to be an expensive proposition. If you use your credit card properly and intelligently, you can keep your costs low and help your overall financial situation. Student cards can sometimes come with hidden fees, so it is important to look at all the disclosures before applying. The Student Visa from Sandia Labs FCU has no hidden fees, and offers a very affordable interest rate.
Credit Limit and Rebate Offers with the SLFCU Student Visa Credit Card
Since the SLFCU Student Visa card is not a secured credit card, you do not have to make an initial deposit in order to get an established credit line. Based on your credit score, you will be assigned a credit limit between $500 and $2,000. If you do not have an established credit history, you should expect the lowest credit limit amount.
However, another benefit of the Student Visa is the cash rebate credit card program. Each month, you will receive a rebate of .5% on all purchases.
So if you spend $1,000 in a given month, your statement will reflect a $5 credit.
This can come in handy if you pay your balance off each month, as you will have to pay off less than you actually charged.
Make sure you do all the research you can in regards to student credit cards. A good resource to learn more about the use of credit and how it can affect your financial future is the College Board website.
Rates and Fees for the SLFCU Student Visa Credit Card
The interest rate for the Student Visa credit card from Sandia Laboratory FCU is 11.5%. While this is the highest rate among the SLFCU’s credit cards, it is still lower than the national average.
As mentioned previously, there is no annual fee for the card.
Find the best card for your situation by using our fast and FREE search at any time!
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