In today’s fast-paced world, you need a credit card that not only can save you money, but is also easy to manage. If having access to your account 24 hours a day and seven days a week is vital to you, consider the School Employees Credit Union of Washington (SECUW) Visa Platinum credit card. A low interest rate coupled with very low fees makes the card ideal for the cost-conscious, and the technologically savvy will appreciate being able to stay connected at all times.
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The SECU of Washington Visa Platinum credit card is one of three cards available to consumers. The other two cards are the Visa Classic card and the Elements Visa. The Elements Visa is designed specifically for students, while the Visa Classic is similar to the Platinum but is ideal for someone with a lower credit score because it has a higher interest rate.
Interest Rate and Fees for the SECU of Washington Platinum Visa Credit Card
The annual percentage rate for the SECU of Washington Platinum card is 7.2%–one of the lowest fixed credit card rates available today.
In addition, there is no annual fee for the card, as well as no fee for taking out a cash advance.
Since the rate is so low, you can either carry a credit card balance from month to month without having to worry about large interest charges, or pay the balance off each month and avoid any costs whatsoever.
SECU of Washington Visa Platinum Credit Card Benefits
The School Employees Credit Union of Washington Visa Platinum credit card offers a line of credit of up to $20,000, giving you ultimate purchasing power. In addition, you can transfer a balance from another card that has a high interest rate and save money each month.
It is important to know the pitfalls of transferring balances from one credit card to another. All too often, people transfer a balance but keep the old card open, and end up using it again. For tips and tricks on how to make sure you are being fiscally responsible with your debt, visit the Suze Orman website.
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