A rewards credit card allows you to benefit from your credit card spending. Some rewards credit cards have more benefits than others, and offer the potential to earn rewards points faster than other credit cards.
The FREE credit card chaser tool on this page will help you find whatever credit card offer is available!
SchoolsFirst Federal Credit Union offers its own Visa Rewards credit card. This Visa Rewards credit card is available to people with good to perfect credit. You cannot have a credit score that’s any lower than 700 to be considered for this Visa credit card.
The SchoolsFirst FCU Visa Rewards Credit Card Rewards Program
The rewards program for this Visa credit card allows you to earn one point for every one dollar that you charge to your card. The rewards program is through the SchoolsFirst DreamPoints website.
You have the option to redeem your points for a variety of services and products that include travel purchases, gift cards, merchandise, and more. You can also save money on your travel by booking your travel online through the DreamPoints website.
The SchoolsFirst FCU Visa Rewards Credit Card Terms
This is the only one of the SchoolsFirst credit cards that has an annual credit card fee. The annual fee for the Visa Rewards credit card is $25; however, it will be waived the first year.
This is the only fee that applies to this credit card outside of the APR.
The APR for the Visa Rewards credit card is 11.5% to 17.9%. The APR is based on a variable rate, which is associated with the country’s prime rate. Should you have a late payment or miss a payment completely, there is no penalty rate on this credit card — however, your account will be subject to closure.
The SchoolsFirst FCU Visa Rewards Credit Card Benefits
In addition to being a rewards credit card, some of the other benefits include:
- Travel & emergency assistance
- Rental car insurance
- Travel accident insurance
- Purchase insurance, up to $500 per purchase
- Extended warranty services
SchoolsFirst FCU Visa Rewards Credit Card Verdict
The rewards program is not an aggressive one, and there are certainly credit cards offering rewards programs that allow you to earn rewards points faster. However, this Visa does have a good APR and, with the exception of the annual fee, there are no other fees. This is a card you want to consider when comparing credit cards.
Find good credit card deals by using the FREE chaser tool!
- SchoolsFirst Federal Credit Union Visa Platinum Credit Card
- SchoolsFirst Federal Credit Union Visa Share-Secured Credit Card
- SchoolsFirst Federal Credit Union Visa Gold Credit Card
- Founders Federal Credit Union Platinum Visa Credit Card
- Tyndall VISA Platinum Premium Credit Card
- Associated Bank Visa College Rewards Card
- Members 1st FCU Visa Platinum Choice Rewards Low Rate Option Credit Card