The Seattle Metropolitan Credit Union offers one credit card, which is a Visa credit card. This credit card is only available to members of the Seattle Metropolitan Credit Union. In order to become a member you have to live, work, or go to school in Washington State.
Compare Visa credit card offers from multiple companies for FREE!
The minimum requirement for opening an account at the Seattle Metropolitan Credit Union is $5 in a savings account. After that, you qualify for all of the benefits of a membership with Seattle Metropolitan Credit Union.
Seattle Metropolitan Credit Union Visa Credit Card Benefits
Although the name doesn’t say it, the Seattle Metropolitan Credit Union Visa is a rewards credit card. This rewards program allows you to earn one point for every $1 that you charge to your credit card. Points can be redeemed for travel and merchandise with as little as 2,500 points.
Another benefit to choosing this Visa is that it has no annual fee and no fee for going over your credit card limit. In addition, Seattle Metropolitan offers a 25-day grace period on all new purchases before interest is charged.
Another benefit that will appeal to many people is that this Visa is available for people with different credit scores.
You don’t have to have perfect credit in order to qualify for this Visa; however, the worse your credit is, the higher your APR is going to be.
In addition, any recent bankruptcies, foreclosures, or judgments will disqualify you for this credit card.
Seattle Metropolitan Credit Union Visa Credit Card Terms
The APR for this credit card is variable and based on the prime rate. Your rate will range between 6.99% and 17.99%, depending on your credit score. The penalty APR is 17.99% and is applied to your account if you miss two consecutive payments.
There’s no annual fee for this Visa credit card. There is a 2% cash advance fee based on the total balance of your credit card cash advance. This fee will not exceed $25, however. The foreign transaction fee is 1% of your foreign transaction balance in U.S. dollars.
Seattle Metropolitan Credit Union Visa Credit Card Verdict
Although the rewards program doesn’t offer anything very special, it does offer exceptional interest rates for those of you who qualify for the lowest APR. In addition, it is a low fee credit card, which could end up saving you money depending on how you use your Visa.
Use the FREE credit card chaser tool to compare different credit card options today!
- Seattle Mariners Credit Card
- Seattle Storm Credit Card
- Provident Credit Union Visa Platinum Credit Card
- Central Florida Educators FCU Platinum Visa Credit Card
- S.A.F.E. Credit Union Visa Platinum Rewards Credit Card
- Vons Employee Credit Union Visa Platinum Plus
- Visions Federal Credit Union Mastercard Credit Card