SEFCU Visa Gold Card

  • 33333
  • 33333
  • 33333
  • 33333

SEFCU Visa Gold CardThe SEFCU Visa Gold credit card is a variable rate card. It’s available for all members of SEFCU. SEFCU is a New York State-based credit union with locations in Albany and surrounding areas. Residents of Albany and area towns are eligible for membership, as are employees of certain businesses who have affiliate status with SEFCU.

Find out what credit union credit cards are available near you for FREE with the credit card finder tool below!

Although they offer practically the same products as large banks, credit unions aren’t banks. Banks are businesses whose primary mission is to make money. A credit union by definition is a non-profit organization. Its mission is to help its members, who are also the owners, achieve their financial goals. This results in lower fees and higher yields on credit union products.

SEFCU Visa Gold Card Low Interest Rates

Credit unions as a rule charge lower interest rates on loans and lines of credit. Yahoo News explains why this is so in this article about credit unions.

The SEFCU Visa Gold credit card is a good example of this. For the first six months, there’s only a 6.9% APR. Once this introductory offer is up, the rate goes up to 8.25%. This is a variable rate card, so the rate can fluctuate a bit with the credit prime rate, but this doesn’t occur often.

In addition to no annual fee, there’s also a fairly wide range of credit limits, with a minimum of $2,500 to a maximum of $15,000.

Add to that the ability to set up automatic credit card payments from an account you already have with SEFCU.

SEFCU Visa Gold Credit Card Additional Benefits

Unlike SEFCU’s other credit cards, the Visa Gold includes a couple of nice travel-related perks. First, if you book your airfare using the Visa Gold card, you’ll get complimentary travel accident insurance up to $400,000. There are no forms to fill out–just use the card to purchase your tickets.

The credit card can also save you a lot of money when you rent a car. The SEFCU Visa Gold credit card offers rental car insurance. This insurance will cover the costs your regular auto insurance doesn’t cover if your rental car is damaged in a collision or stolen.

Click on the FREE credit card chaser to find a credit card for which you’re eligible!

Similar Articles:

Credit Cards

Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

Leave Your Own SEFCU Visa Gold Card Review & Star Rating!

Your email address will not be published. Required fields are marked *

*

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>