SELCO Community Credit Union Visa Home Equity Credit Card

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SELCO Community Credit Union Visa Home Equity Credit CardIf you own a home, you may want to check out the SELCO Community Credit Union Visa Home Equity credit card. It allows you to access your line of credit easily and quickly. It works just like other credit cards, but with an interest rate that is lower than most other cards.

We can help you determine which credit card is best for your needs when you look through this site’s FREE information!

Being a homeowner has a lot of benefits. One is that you can borrow money against the equity built up in the house. SELCO Community Credit Union allows you to use this money easily with the Visa Gold card. If you are not a member of the credit union already, it is easy to become one if you live in Oregon.

Features of the SELCO Visa Home Equity Credit Card

The interest rate for a line of credit from your home equity varies according to your credit score. It can be as low as 4% and as high as 11%, which is still lower than the interest rate for the majority of credit cards.

There is no fee for the loan and any third party costs are paid for by SELCO Credit Union.

There is a possible tax benefit to using the Home Equity Visa. Speak with your professional tax advisor, but the interest on your purchases may be eligible for a tax deduction.

SELCO Community CU Membership Eligibility

SELCO Community Credit Union has been offering financial services to the individuals in Western Oregon since 1936. In order to take advantage of the Home Equity Visa credit card and other services, you need to be a member of the credit union.

Individuals who work or live in the following counties can join: Yamhill, Washington, Wasco, Polk, Multnomah, Marion, Linn, Lincoln, Lane, Klamath, Josephine, Jefferson, Jackson, Hood River, Douglas, Deschutes, Curry, Crook, Coos, Clackamas, and Benton.

Employees of businesses in those counties are eligible as well. If you are a family member or domestic partner of a current SELCO member, you are also able to become a member. If you do not live in Oregon but would like to join another credit union, use My Credit Union‘s map locator to locate one in your area.

You can quickly and easily do a credit card comparison now for FREE!

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