The Shell Oil Company initially owned and operated many of the thousands of Shell gas stations scattered throughout the U.S. Today, Shell gas stations are largely a franchise; however, the Shell Select Member card is accepted at all Shell branded stores. These rewards credit cards are useful for consumers that spend a lot of money on gas in many ways.
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The Shell Select Member credit card can be used to earn cash back rewards, discounts on fuel purchases and even to join various travel programs. Shell Select Member cardholders can secure reservations at great hotels, get access to money if they have an emergency while traveling and get travelers insurance at no additional charges.
Shell Select Member Card Fees
In order to get the Shell Select Member credit card, account holders need to agree to pay the $25 yearly maintenance fee. With an 18.24% interest rate, consumers might not pull out this card as often as their other low interest credit cards unless they know that they will be earning special rewards. Late fees on the Shell Select Member credit card range from $15 on low balances to $29 on accounts with higher payment amounts due.
All credit card companies have the option of assigning a default interest rate in the event that their customers do not make all of their payments on time, according to the FTC. Shell Select Member cardholders will pay 27.24% if this is the case.
Shell Select Member Card Benefits
While the interest rates and fees on these rewards credit cards are high, the benefits might help to counter some of the expense. For instance, all hotel bookings made with the Shell Select Member credit card help cardholders to collect 10% cash back. Airline tickets earn slightly less at 5%.
The biggest perk that Shell Select Member cardholders can come to expect doesn’t come from gas purchases, but discounts on hotel rooms with a select number of hotels. Rooms booked at these hotels can give cardholders savings in the amount of 30% in addition to their cash back rewards.
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