The advantage to applying for a credit card online is that a consumer can receive a decision about his or her application almost immediately. The actual card arrives by mail a short time later. Find many great online credit card offers now!
A person who has a FICO score of 683 or higher should be approved for a card of this type, but having a score at or near this level is not a requirement. The Bank may consider other factors when making approval decisions.
Shopko Credit Card Features
This retail credit card offers customers an Annual Percentage Rate (APR) of 0% for the first six billing cycles after the account is opened. After that initial period, the regular APR takes effect. No annual fee is charged on this type of credit card account.
The APR for this card on purchases is set to between 13.74-21.74%. The exact rate charged to a customer depends on his or her creditworthiness and is a variable one. The APR rises and falls with changes in the Prime Rate. The terms and conditions sheet that accompanies the credit card will explain how a new customer can calculate this rate.
This store credit card type also allows customers to personalize their card by adding an image of their choice. Instructions are provided by e-mail after a new account is opened to do so.
Shopko Credit Card Benefits
New customers receive a Shopko Savings Pass for 10% off purchases the first month the account is opened. When a cardholder makes eligible purchases, he or she earns points that can be redeemed for merchandise in the store, as well as for other rewards.
Account holders are automatically enrolled in the Shopko extra rewards credit card savings program when they open an account. They received extra savings on purchases in the store each week.
Shopko Credit Card Points
Account holders who choose this card receive 3 points for each dollar they spend in Shopko retail stores. Two points are given for family dining and entertainment purchases. One point is awarded for each dollar spent on other items or services. Find other credit cards now!