ShopRite started out as a little mom and pop store in the 1940s, but today they are a national store with their own ShopRite credit card which is a MasterCard! Offered by Chase, the ShopRite credit card is a great option for those who shop at ShopRite on a regular basis.
ShopRite wasn’t always ShopRite, they started out with just eight people who had their own grocery stores, but were struggling due to food shortages and a war. In 1946, they were introduced to the concept of cooperative buying and allowing them to buy food for less money, which helped them grow their respective businesses. Get more online credit card offers now!
Eventually, these eight men determined that they would do better if they joined their businesses together and so they created ShopRite. Over the years more people joined their group and although each grocery store is individually owned, they all fall under the umbrella of ShopRite.
ShopRite Credit Card Overview
The ShopRite retail credit card is a Rewards MasterCard offered by Chase. There is no annual fee for the card.
The rewards credit card program is simple; you receive one point for every $1 you spend anywhere that MasterCard is accepted. You can then trade in your points for a ShopRite gift card, a gift card to a ShopRite partner or you can donate your points to the ShopRite Partners in Caring Foundation. There is no cap on the amount of reward points you can earn.
The interest rate for the ShopRite store credit card will vary between 15.24% and 19.24% based on your credit score. The penalty APR is 29.99% and applies if you go over your credit card limit, make a late payment or a payment is returned.
ShopRite Credit Card Benefits
- No annual fee
- Earn rewards points for ShopRite
- Backed by a major credit card company
ShopRite Credit Card Bottom Line
The bottom line is that this is a card that doesn’t give you many options. The rewards program is limited. Most store cards offer extra bonuses for using your card in their store, but that isn’t the case here.
You will find that there are many credit cards with more comprehensive and beneficial rewards programs. Find more online credit card offers now!