The Sikorsky Financial Credit Union Visa Student credit card is a good starter card for students. Many credit card issuers will not approve a student for a credit card because of their lack of credit history. Sikorsky Financial helps by offering a credit card that is geared towards college students.
If you’re a high school student, you can search for well-rated high school student credit cards on this site right now for FREE!
Being a college student brings a number of responsibilities. Having a credit card can help you feel independent and it is also very convenient. However, with this independence comes more responsibility, so it is important to understand the consequences of not using the card correctly.
Sikorsky FCU Visa Student Credit Card Features
With the Student Visa card, there is no annual fee to be a member.
Its interest rate is 12.9%, which is relatively low compared to other credit cards.
The credit line can vary from $500 to $1,500.
If you use the card for travel, such as Spring Break, you have up to $1 million in travel accident insurance. Most credit cards for students are quite basic, but the Visa offered by Sikorsky Financial is a rewards credit card so you can benefit by buying things with it.
Student Credit Card Responsibility
No matter what age you are, having a credit card takes responsibility. As a student, you may not understand much about personal finances and what the dangers are with using a credit card. Using a credit card is so convenient and easy that if you are not careful you may find yourself with a large amount of credit card debt quickly.
Having credit card debt can affect not just your current financial situation, but also your future credit history. If you don’t know much about personal finance and how to manage your money, the website for My Money can help.
There are many additional resources as well that can help with any questions you may have, including this website. Using a student credit card responsibly can bring multiple rewards.
It is quick and easy to do a comparison of cards using the tool above, and it is FREE!
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