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Sinclair Credit Card

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Sinclair Credit Card The Sinclair credit card is a Platinum Edition Visa Card that offers you the opportunity to get some cash back when you purchase your gasoline at a Sinclair gas station. You know that you are going to have to buy gas, so if there is a Sinclair’s in your area, why not take advantage of the fuel credit card program that they have to offer?

Sinclair’s was founded in 1916 when Henry Sinclair acquired 11 small oil companies to create his dream company, Sinclair Oil Corporation. Since that time, Sinclair’s has become the seventh largest oil company in the United States. Compare other online credit cards now!

What’s more, Sinclair’s now runs two refineries in addition to their oil fields. They have also expanded the type of business that they do to include hotels, one of which is a five star hotel!

Sinclair Credit Card Overview

The First National Bank of Omaha offers the Sinclair Platinum Edition Visa Card. This rewards credit card starts by offering you a huge 8% cash back credit card reward for your first 2 billing cycles for any Sinclair gas purchases. The great thing is that this applies to any Sinclair purchases, which means snacks as well as staying at any of the Sinclair hotels!

After the 2 billing cycles your rewards will be 4% for all Sinclair purchases and 1% for all other purchases. You will earn 0% gas credit card rewards if you purchase gas at another gas station.

The interest rates will be either 13.99%, 16.99% or 19.99%, depending on your credit score. The penalty APR is up to 29.99% and will also be based on your credit score.

There is no annual fee for this credit card.

Sinclair Credit Card Considerations

One of the downsides to choosing this fuel credit card is that after you have spent $7,500 on your card, you will no longer be eligible for the 4% cash back benefits, it will change to 1%. In addition, your reward points expire annually.

There is no cap on how many points you can earn each year, however, and you will receive $25 in a method of your choice (except for cash) for every 2500 points you accumulate.

Sinclair Credit Card Bottom Line

Overall, this is a good credit credit card; however, their changing rewards are a bit sneaky. The rewards program won’t benefit you if you don’t live in one of the 21 states that have Sinclair gas stations.

Find out what your other online credit card options are with our credit card chaser tool!

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

One Cardholder Review for the “Sinclair Credit Card”

  1. Robert Shaklee says:
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    This card has THE WORST customer service I have ever experienced. Avoid this card unless you enjoy paying exorbitant charges and dealing with people who have no interest in helping you.

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Less than $2,500 More than $2,500
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