Is the Slate from Chase credit card the best credit card for you? Read through this Chase Slate credit card review and then either click on the apply button above to submit a Slate Chase credit card application or use our free credit card comparison tool to find and compare credit cards from many different issuers!
NEW Slate Vertical Credit Card Design
Will the new credit card design layout be enough to cause you to replace your current low interest rate credit card?
But is it something new and maybe even a little cool (not to mention a conversation starter)?
Who is the Slate Credit Card for?
In an ideal world, a credit card is a plastic vessel through which one is able to make purchases that don’t have to be paid until the billing statement arrives and for which copious rewards are thrown one’s way. In an ideal world, the cardholder pays off his statement in full each billing cycle. This shiny, happy place is one where the credit card is a tool for responsible money management. Very few people live there. Those inhabiting more debt-ridden locales might consider the Chase® Slate with Blueprint℠ credit card.
For many credit cardholders, carrying a balance is a way of life. The Chase Slate credit card, with Blueprint, is a Chase credit card that falls into the low interest credit card category and offers several new tools for managing that debt. This card comes with a 0% introductory APR and no annual fee. Where one’s credit score falls within its three pricing tiers determines the length of this introductory offer as well as the APR that follows. Those with an Elite or Premium Slate credit card will receive the 0% introductory APR for the first twelve billing cycles.
After that, Elite members will qualify for a variable APR of 13.24% while Premium members will have a 17.24% variable APR. Those holding a Standard Slate card will be able to take advantage of the 0% APR for six months, after which the variable APR will be 22.24%. The difference between the Slate with Blueprint card and the options from other credit card issuers revolves around innovative new technologies employed to help cardholders manage their debt.
Full Pay with Blueprint
The Full Pay option on the Slate with Blueprint card offers you the chance to decide which purchase categories you would like to pay in full each billing cycle. There is no interest on those purchases when paid in their entirety each month. You can select and activate your Full Pay categories on-line or by speaking with a customer service representative. The Full Pay categories include: health clubs; laundry/dry cleaning; office/schools supplies; salon/beauty; transit; utilities; wholesale/discount stores; department stores/catalogs; dining; drugstores; entertainment; gas/convenience stores; and grocery stores.
Split It with Blueprint
In the non-ideal world, people sometimes make large purchases on credit cards with high interest rates. When this becomes your reality, the most prudent course of action is to make sure that the purchase is paid off as quickly as possible. Blueprint draws a clear picture that explains how to accomplish this goal.
With the Split It option, you can take advantage of Chase money-managing tools to create a personalized payment plan based on how long you need to pay off the Split It balance or how much you would like to pay each month. Your online account offers everything you need to set up the Split It payment plan. Each month’s statement will reflect the agreed upon terms, and the specified portion of your payment each cycle will go toward the Split It plan.
Finish It with Blueprint
Finish It is another personalized plan that helps you pay off your balance in an efficient manner. It works by asking you to supply either a goal date by which you would like to pay off your balance or a maximum payment amount you can afford each cycle. Blueprint then computes a payment plan for you to stick to each month.
Track It with Blueprint
The Track It feature helps you analyze your spending, create a budget, and, hopefully, stay true to it. It can be an eye-opening experience to see where your money goes every month and how quickly the costs add up. With Blueprint, this vivid picture is available every time you access your on-line account.
Zero Liability protection
The Chase Slate credit card is subject to the Zero Liability protections afforded to all Chase cardholders. You will not be liable for any fraudulent charges made in your name if your card or card number is stolen. Chase employs fraud monitoring technology on all its accounts, notifying you through email or phone if suspicious activity is noted.
From the detailed Blueprint in your on-line account to email or text message reminders sent out in advance of each due date, the Chase Slate with Blueprint credit card takes full advantage of innovations in technology. The card is user-friendly. It is effective. And everyone’s talking about it. From blogs to Facebook to Twitter, there’s a lot being said about the Chase Slate credit card all over the Internet.
Apply for the Slate Credit Card!
If you pay your balance in full every month—which, to be sure, is the most advisable option—then there are better, more rewarding cards out there. But if you carry a balance, the Chase Slate credit card with Blueprint may be just what you need to most effectively manage that debt. There’s no time like the present to access your blueprint for a sound financial future. Apply for the Chase Slate credit card by clicking on the orange button above or use our free credit card finder to compare credit cards today!