Overall Rating

Rewards

Rates & Fees

Customer Service

Its an ok card. VISA – accepted anywhere. Was backed by Bank One then Chase and now they have switched to Capital One – the Chase Cards were discontinued first week of June 2011, but the Capital One cards have not been issued so far – so we really do not have a Sony Card at the moment. Customer Service is quite decent though.

The rewards – 1point for each $1 spent (occasionally they will promote Sony products and offer 5 points for each $1 spent on Sony products – need to send in a claim form though). Sometimes they deny the points as not all Sony products are covered for special points – i.e. Sony flash drives etc.

The points can only be redeemed at SonyRewards site for Sony products. Decent range of Sony products – again they push unpopular products more – the popular products, though listed in the rewards catalog, are “out of stock/not available” – about 20-30% of all products. Strange – they are the manufacturers – and they list everything at list price – so even with the Card holder discount the products are more expensive than a retail store. e.g. a TV with a list price of $699 can be offered for point redemption of 64,999 – like $50 off, but a local store like best buy could be selling it for $629 – regular – not at sale.

Better products if chosen for redemption take 4-8 weeks for delivery and occasionally after 4 weeks you will get an email that the product is back ordered and wait another 8 for delivery. They do deduct your points immediately on redemption order.

Recently they have started offering third party products for redemption – but cost over the list price of the same item. Say a $100 gift card for a store (Target? I forgot) can be redeemed for 11,000 points ($110) – a little silly.