As the world leader in affinity credit cards, Bank of America issues the South East Missouri State University Platinum Plus MasterCard with WorldPoints benefits, in support of the SEMSU Alumni Association. The program makes ongoing donations to benefit the programs and services of the alumni Association.
Bank of America provides a secure server and an encrypted application to make acquiring the card as easy as possible. Applicants who are not comfortable using the online process can call a toll-free number included on the website. When applying by phone consumers must mention the appropriate priority code which is also listed on the website. Online applications can be completed in a manner of minutes and a response is generated in 60 seconds or less.
Southeast Missouri State University Credit Card Terms and Conditions
The Southeast Missouri State University credit card begins with no annual fee and a 0% introductory rate on purchases and balance transfer credit card transactions for 7 to 10 months, depending on credit history. For balance transfers to be eligible, they must be requested within the first 60 days of account activation. Those requested as part of the application process are automatically eligible. At the end of introductory period the standard rate increases to 12.99% to 20.99%, again based on credit history.
The APR for cash advances is rather high at 24.24%, but there is no penalty APR. Transaction fees for balance transfers, wire transfers, and cash advances are $10 or 4%, whichever is greater. Foreign transactions are charged a 3% fee.
Southeast Missouri State University Credit Card Benefits
The Southeast Missouri State University credit card is eligible for all MasterCard Platinum Plus benefits as well as Bank of America WorldPoints benefits. Those benefits include, MasterCard travel assistance, online account access, emergency cash and card replacement, travel accident insurance, the WorldPoints rewards, and more.
The WorldPoints rewards credit card program awards cardholders 1 point for every dollar in approved transactions. Points can be redeemed for airline travel credit card benefits on participating US airlines with no blackout dates, discounts on shopping and dining, and cash back credit card rewards. Redemption of rewards points can begin in 2,500 for everything except airline travel, which begins at 15,000. Points have a limited life of five years. Get more online credit card offers here and now!