If you’re a dog lover who might be interested in helping save former Greyhound racing dogs, why not consider applying for the Southeastern Greyhound Adoption credit card? This is a Visa Platinum Plus rewards credit card issued by UMB which provides donations to SEGA as a means of helping support the nonprofit organization. The bank donates $50 for every approved application and then continues ongoing donations based on card holder transactions.
SEGA specializes in finding adoptive homes for greyhounds after their racing careers are over. These dogs require a tremendous amount of space to run and be free. Without proper homes and loving owners, the majority of these dogs would have to be destroyed. That makes the work of SEGA that much more important to dog and animal lovers. Compare this and other credit card offers now!
UMB’s credit card subsidiary, CardPartner, provides both an online application and a toll-free number. You can choose one of five different card designs featuring one of the greyhounds that has benefited from the group’s service. The online application is fairly simple to complete and can be done by the average person in under 10 minutes.
Southeastern Greyhound Adoption Credits Card Visa Platinum Plus Benefits
As a Visa Platinum card, the Southeastern Greyhound Adoption credit card provides a generous list of benefits including 24/7 customer service, emergency cash and card replacement, online account access, zero liability fraud protection, travel accident insurance, and much more. The affinity credit card also earns reward points which can be redeemed for free airline tickets, merchandise at participating retailers and cash back credit card benefits, among other things.
Southeastern Greyhound Adoption Credit Card Rates
Interest rates for the Southeastern Greyhound Adoption credit card are slightly lower than average. The standard APR for purchases is 12.99%; for balance transfer credit card activity the rate is 12.99% to 16.99%; the rate for cash advances is 16.99%. All three rates are variable, meaning they are subject to fluctuation based on the Prime Rate.
The card does carry a penalty rate which can be incurred for making late payments. However, it is slightly lower than average at 21.75%. The penalty rate will apply for a minimum of six months but can be reduced to the standard rate after making six consecutive payments on time. Fees for both late and returned payments are $35, and there is no fee associated with exceeding credit limit. Compare credit cards now!