One of the top rated universities in America, Southern Methodist University is located in Dallas, Texas. Although you cannot get a Southern Methodist University credit card per se, as a college student you have a couple of student credit card options. Of course, with your credit card you can pay for various expenses incurred at Southern Methodist University.
It is hard to tell how many of the 11,000 students at Southern Methodist University have a credit card in their name. College is a great time to start using a credit card so that you can start to build your credit history. Compare online credit cards now!
At Southern Methodist University, credit cards can be used for tuition, books, and various events and fees. While it is a good idea to use your credit card to make these purchases, that concept only works if you use good money management techniques when it comes to credit card expenses and timely payments.
Paying Southern Methodist University Credit Card Expenses
Never buy more than what you can afford on a credit card. This rule applies during college and throughout life. When you start using credit for a budget that you don’t have, you begin to go into debt.
Instead, plan your spending ahead of time and budget for your purchases accordingly. Have enough money put aside to pay off your credit card in full every month before the due date. This will allow you to build a good credit history with an excellent credit score.
The Southern Methodist University Credit Card through Discover Card
Whether you attend Southern Methodist University or another school, you can apply for the Student Discover credit card. Designed with students in mind, it offers a generous rewards credit card program with no annual fee.
You can qualify for a 0% APR that you can use on balance transfer credit card transactions for the first six months and then get a variable APR rate that ranges from 12.99% to 19.99%. You can earn rewards of up to 1% on your textbook purchases, 5% on your pizza deliveries, and up to 20% at the exclusive online shopping mall.
The Southern Methodist University Credit Card through Capital One
With the Capital One Journey Students credit card, Southern Methodist University students are able to receive a 1% reward for all of their purchases without being subject to an annual fee. Although the interest is a high 19.8% variable rate, you can get a 25% bonus every month just for paying your bill on time. This allows you to responsibly build your credit history while getting rewarded simultaneously.
Southern Methodist University credit cards are not available through the university itself, but students have several options for getting credit cards through multiple banks. Get more online credit card offers now!