The St. John’s University credit card is a MasterCard is issued by Bank of America. It offers cardholders the option of collecting points that can be redeemed for cash back or other rewards.
Customers who choose this card can do their shopping from the WorldPoint Mall. They are given access to a hundreds of online stores when they open an account.
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This card has been offered to St. John’s University students and alumni since 1993. Since the program started, over 170,000 people have opened credit card accounts.
St. John’s University Credit Card Features
This card offers an introductory APR (Annual Percentage Rate) of 0% for the first 12 billing cycles. Once the introductory phase has passed, the regular APR is set between 12.99-20.99%, and the rate is dependent on the account holder’s creditworthiness. The rate will vary, depending on the rise and fall of the Prime Rate. No annual fee is charged with this card.
For balance transfer credit card activity, customers are charged a fee of 4% of each transaction. A minimum of $10 is charged for a balance transfer.
St. John’s University Credit Card Benefits
Like other reward credit cards, one point is awarded for each dollar the cardholder spends on retail purchases. There is no limit to the number of points that a person can collect. The points may be redeemed once the account balance reaches 2,500 points or more. Points collected with this card can be redeemed for cash or gift certificates, as well as merchandise.
Cardholders also receive fraud protection when they open an account. They have zero liability for unauthorized credit card transactions.
Customers can access account information online over a secure server. They can view current account activity and pay their bill online. Bank of America offers customers the option of receiving their credit card statement by e-mail if they wish.
St. John’s University Credit Card Helps the University
With every new account opened with these affinity credit cards, Bank of America makes a donation to the University. A further donation is made every time the card is used for purchases. By choosing this credit card product, students and alumni can support this educational institution. Find more online credit card offers now!
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