Standard Floor Limit

A standard floor limit is a kind of limit set in place on credit or debit card purchases with a merchant. The limit is a specific dollar amount.

If a credit or debit card purchase is made with a dollar amount above this standard floor limit, a request for authorization from the credit or debit card holder will be made. The specific standard floor limit used to determine when authorization is requested can vary from merchant to merchant.

A standard floor limit is also different from a zero floor limit, which is the other kind of floor limit used by merchants. A merchant that implements a zero floor limit would require that an authorization request be made for all purchases made with a credit or debit card.

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