This review is for the State Farm Crystal Rewards® Visa Credit Card. This card is offered by the State Farm insurance company and was created for people who make daily purchases with their credit cards.
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State Farm Crystal Rewards Visa Credit Card Details
The State Farm Visa Card charges a $30 annual fee to cardholders. The card does however offer a 0% annual percentage rate for the first 12 months that the card is open. This special APR is valid on purchases made with the Visa Card.
Once the first year is complete, the APR of the card will revert to the variable rate of at least 13.24%. Since it is a variable rate, it can fluctuate and even increase depending on many factors.
The annual percentage rate for cash advances can be as high as 20.24%.
State Farm Crystal Rewards Visa Credit Card Benefits
Cardholders can earn a total of 1.5% back in State Farm rewards, which can be used to purchase or make payments on insurance policies. In addition, cardholders can earn more awards that can do directly towards reducing premium costs.
State Farm also offers a program called FixPay, where cardholders can choose their APR, and the number of monthly payments they wish to make. This can save a significant amount of money and allows you to maintain control of your costs and make and stay on a budget. Learn how to manage your money better at http://money.cnn.com/magazines/moneymag/money101/.
The card is accepted at the millions of locations where Visa cards are taken. There is also 24-hour customer service support available as well as complete protection against fraud or unauthorized use of the credit card.
Additional benefits include protection when renting a car with the State Farm Visa as the payment method, as well as a quarter-million dollar insurance policy against a traffic accident.
State Farm Crystal Rewards Visa Credit Card Bottom Line
The card is an excellent choice for current or future State Farm Insurance customers. If you are not a customer, there are many other choices available that will provide more benefits.
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