Stein Mart is a department store that sells name brand merchandise and clothing at discount prices. One of their goals is to provide their customers with a shopping experience that you will find at a high end store but without having to pay the prices you will find at a high end store. Compare this and other credit card offers now!
In addition, Stein Mart claims that you can get that brand name merchandise at a lower price than you could at other discount merchandise department stores. Part of the reason that they can do this is because they have so many locations, which equals more buying power.
Stein Mart Credit Card Overview
The Stein Mart Platinum Rewards MasterCard is a rewards credit card that allows you to earn two points for every $1 you spend at Stein Mart. You will earn one point for every $1 you spend everywhere else. You will receive a $10 gift card for every $1,000 points you earn and a $10 gift card will arrive with your credit card.
The interest rates for the Stein Mart MasterCard start at a whopping 18.74% and can be as high as 22.74%. These interest rates are similar to standard retail credit cards and are very high for a regular credit card; especially considering you have to have good to excellent credit to qualify for this excellent credit credit card.
Stein Mart Credit Card Details
- No annual fee
- 100% fraud protection
- High interest rates
- No introductory APR
- 10% off of your first purchase as Stein Mart when you use your Stein Mart card
- Earn double the points when you shop at Stein Mart
- Limited rewards program
Stein Mart Credit Card Bottom Line
The bottom line is that the Stein Mart credit card has terrible interest rates. In addition, the rewards program is very limited and you have to use collected points at Stain Mart. Many department store related cards offer much faster ways to earn rewards points.
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