The Steuben Trust Company offers their customers many different personal and business credit card options. The College Rewards Visa is a great option for younger people that are in college and are venturing into the world of credit cards for the first time.
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After deciding on the best credit card to fit their needs many people like to research the most beneficial ways to use their credit cards. A website that has excellent credit card tips and advice is http://www.suzeorman.com.
More about the College Rewards Visa Card
This credit card is a special rewards credit card that is geared toward young adults in college. A rewards credit card allows the cardholder to earn rewards points. After earning a certain amount of points, the cardholder can then redeem these points for rewards. Examples of common rewards include discounts on travel, account credits, and discounts at popular retail stores.
The annual percentage rate for this credit card ranges from 11.99% to 20.99%. The amount the cardholder’s annual percentage rate will be is determined by the cardholder’s credit score. The higher the credit score the lower their annual percentage rate will be.
The penalty fees for this credit card for late payments, over limit fees, and returned payments are all $35. There is no annual fee associated with this credit card. The transaction fee for this credit card is 4% or $10, whichever is more, on most of the transactions. These transactions include balance transfers, cash advances, and a cash advance on a check.
Other Credit Cards Offered by the Steuben Trust Company
The other credit cards offered by the Steuben Trust Company to individuals include a Visa Signature Credit Card, a Young Adult Visa Credit Card, a Visa Platinum Credit Card, and a Secured Visa Credit Card. The credit cards available to those with business needs include a Visa Platinum Business Rewards Credit Card, a Visa Business Credit Card, and a Visa Business Travel Credit Card.
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- Steuben Trust Visa Signature Card
- Steuben Trust Company Visa Platinum Business Rewards Card
- Tompkins Trust Company Select Rewards Visa Card
- Tompkins Trust Company Visa Platinum Business Rewards Card
- Adirondack Trust Company MasterCard Gold Card
- Tompkins Trust Company Visa Business Travel Card
- First Bank and Trust SD Gold MasterCard Credit Card