Like many other banks, Atlanta-based SunTrust offers three Visa credit cards for its customers. They are the Platinum Visa card, the Platinum Visa with SunTrust Rewards, and the Signature Visa with SunTrust Rewards. Of the three, the Platinum Visa is at the low end of the scale for consumers who do not qualify for the other two cards. Find more online credit card offers now!
SunTrust provides an application over the phone or in person at any retail bank location. Their company website lists all the benefits of the three cards as well as a link to the credit card agreement in PDF format; no information regarding rates and fees is found in this document. The toll-free application number is also published on the website.
Benefits common to all three cards include access to your credit card account through a single login used for all of your SunTust accounts. Other benefits include Visa’s zero liability fraud protection, credit card account service at any SunTrust Location, and Visa’s PayWave Service.
SunTrust Credit Card – Platinum Visa Card
The SunTrust Platinum Visa is the bank’s entry level credit card. It can be linked to your SunTrust checking account for use as overdraft protection. Cardholders are automatically eligible for standard Visa services such as emergency travel assistance, auto rental collision insurance, and limited travel accident insurance. SunTrust Rewards do not apply to this card.
SunTrust Credit Card – Platinum Visa Card with SunTrust Rewards
One step up from the Platinum Visa card is the Platinum Visa rewards credit card with SunTrust Rewards. The standard Visa benefits of the Platinum Visa also apply to this card. However, an added feature is the eligibility for the SunTrust Rewards program. This program awards cardholders one point for every dollar in purchases. The points can be redeemed for gift cards, brand name electronics, sporting goods, domestic and household goods, airline travel credit card rewards, and gift certificates. Cash back credit card awards can also be earned in the form of a credit issued to your account.
SunTrust Credit Card – Signature Visa with SunTrust Rewards
For those who qualify, Visa’s Signature benefits are what set this card apart. Visa Signature benefits include full concierge service, VIP access to entertainment and sporting events, exclusive dining and entertainment offers, exclusive travel offers, exclusive shopping offers, and lost luggage reimbursement as part of the standard Visa travel benefits. With the signature card, there is also no preset spending limit.
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