Bank of America issues the Syracuse University credit card as an affinity credit card to benefit scholarships and other programs of the university. It is a Platinum Plus MasterCard product eligible for Bank of America’s WorldPoints program. The card is very similar to other affinity cards aimed at helping support the nation’s colleges and universities.
Interested applicants may apply over the phone with a toll-free number. If you prefer online application, the site provides a secure process that can be completed in just a few minutes. Approved applicants can expect to receive their cards within 7 to 10 business days. Find other credit cards now!
At the time of application, one can request a secondary card as well a balance transfer. Only a single balance transfer can be requested which is subject to the credit limit Bank of America approves for the individual consumer. Additional balance transfers can be requested after the account is approved.
Syracuse University Credit Card WorldPoints Benefits
The Syracuse University rewards credit card WorldPoints program awards cardholders points for every purchase to be redeemed for cash back credit card rewards, discounts on shopping and dining, merchandise from brand-name retailers, and free airline credit card points with no blackout dates. Points are managed through the account holder’s online management tool.
Cardholders also enjoy Platinum Plus MasterCard benefits including a travel assistance, online account access, 24/7 customer service, and MasterCard’s MyConcierge service. This service assists cardholders in securing event tickets, dining reservations, and travel arrangements. Terms and conditions of the MyConcierge service can be found at MasterCard’s website.
Syracuse University Credit Card Rates and Fees
Approved applicants enjoy an introductory rate of 0% on all purchases and balance transfer credit card transactions. This rate is good for either 7 or 10 billing cycles depending on credit worthiness at time of application. The standard APR for purchases and balance transfers is 12.99% to 20.99% based on credit worthiness. 24.24% is the rate for cash advances; there is no penalty fee associated with this card.
The Syracuse University credit card has no annual fee but charges a fee of $10 or 4% for wire transfers, cash advances, and balance transfers. Fees for late payments and returned payments are $35 and $25 respectively. A minimum of finance charge of a $1.50 is assessed during any billing cycle in which interest is accrued. Find out how this compares with other online credit card offers now!