Taleris Credit Union is a small regional credit union servicing the residents of Ohio’s Cuyahoga County. The credit union offers five consumer credit cards, the two primary ones being the Visa Platinum and the Visa Signature cards. In addition, Taleris also offers a College Rewards card, a Young Adults card, and a Secured Visa card for those wishing to establish or rebuild credit. Compare this with other credit card offers today!
Interested consumers may apply in person at any Taleris location or online at their website. The application can be completed in 10 to 12 minutes.
At time of application consumers can choose between an individual account or a joint account. With individual accounts, only that consumer’s information is considered when reviewing the application for approval. If a joint account is applied for, information of both parties is taken into consideration.
Taleris Credit Union Credit Card – Visa Platinum Card
The Taleris Visa Platinum is a no-annual-fee card offering a 0% introductory rate on all purchases and balance transfer credit card transactions for the first six months. The standard APR of 9.99% to 17.99% is right in line with industry average. The cash advance APR is surprisingly lower than most at the same 9.99% to 17.99% based on credit history. Fees for various transactions including balance transfers, cash advances, and foreign transactions are all reasonable.
The Platinum Visa benefits of the Taleris credit card include access to millions of participating merchants and ATMs worldwide. Card holders also enjoy travel assistance, auto rental collision insurance, fraud protection, purchase warranty protection, unlimited card verification checks, 24-hour customer assistance, and a free secondary card.
Taleris Credit Union Credit Card – Visa Signature Card
The Visa Signature edition of the Taleris credit card offers additional benefits beginning with no preset spending limit and a points rewards credit card program. The points rewards program is tied to a 1% cash back award which is applied to all purchases. Cash back credit card benefits can be redeemed in a variety of ways, including the conversion to points, which can then be redeemed for round-trip airfare, gift certificates, merchandise, and rebates.
The rate and fee schedule for the Signature card is identical to that of the Platinum card. This includes the six month 0% introductory rate for purchases and balance transfers. Additional benefits exclusively available to Signature card holders include shopping and dining discounts, VIP access to sporting and entertainment events, travel discounts, Visa’s Concierge service, and much more. Find more online credit card offers now!