Click on any of the below credit card terms for a full definition of commonly used banking, finance, and credit card terms. This credit card glossary is arranged in alphabetical order. If you do not see a definition for a credit card term that you are looking for then please do not hesitate to let us know. Here is the full A-Z listing of credit card terms:
- 1099 C
- Account Number
- Acquiring Financial Institution
- Additional Cardholder
- Adjusted Balance
- Affinity Card
- Algorithm
- Alternative Methods of Payment (AMOP)
- American Express
- Annual Fee
- Annual Percentage Rate (APR)
- Application
- Application Fee
- Approval Response
- APR
- Arbitrage
- Arbitration
- Association
- Automated Teller Machine (ATM)
- Automatic Payment
- Available Credit
- Average Daily Balance
- Bad Credit
- Balance
- Balance to Limit Ratio
- Balance Transfer
- Balance Transfer Fee
- Bank
- Bank Account
- Bank Card
- Bank Holding Company
- Bank Identification Number (BIN)
- Bankruptcy
- Basis Point
- Batching
- Billing Cycle
- Billing Statement
- Blocks
- Breakage
- Business Card
- Carbon Paper Packets
- Card Issuer
- Card Member
- Card Member Agreement
- Card Present Transactions
- Card Reader
- Carders
- Carding
- Carding Forums
- Cash Advance
- Cash Advance Check
- Cash Advance Fee
- Cash Advance Rate
- Cash Back
- Cash Card
- Cashing
- Chapter 11 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Charge Back
- Charge Back Period
- Charge Card
- Charge Off Rate
- Charge Offs
- Chip and PIN Cards
- Clearing
- Cloning
- Closed Loop
- Co-Branded Card
- Co-signer
- COB Fraud
- Collection
- Commercial Cards
- Community Property
- Concierge Service
- Consumer Credit File
- Convenience Checks
- Corporate Card
- Cramdown
- Credit Bureau
- Credit Bureau Risk Score
- Credit Card
- Credit Card Accountability, Responsibility and Disclosure Act of 2009
- Credit Card Number
- Credit Card Rates vs. Traditional Loans
- Credit Freeze
- Credit History
- Credit Inquiry
- Credit Life Insurance
- Credit Limit
- Credit Line
- Credit Monitoring Service
- Credit Obligation
- Credit Rating
- Credit Report
- Credit Reporting Agency (CRA)
- Credit Score
- Credit Union
- Credit Utilization Ratio
- Currency Conversion Fee
- CVV
- Data Breach
- DD (Regulation DD)
- Deadbeat
- Debit
- Debit Card
- Debt
- Debt Consolidation
- Debt Management Plan (DMP)
- Debt-to-Income Ratio
- Debt-to-Limit Ratio
- Debtor
- Discover Card
- Distributor
- Dormancy Fee
- Dormant Account
- Double-Cycle Billing
- Drop
- Due Date
- Dump
- Electronic Funds Transfer Act
- Emancipated Minor
- Embossed
- EMV Card
- Encryption
- Equal Credit Opportunity Act
- Equitable Division
- Executor
- Expired Card
- Fair Credit Billing Act
- Fair Credit Reporting Act
- Fair Isaac
- FAKO Score
- Federal Deposit Insurance Corporation
- Federal Funds Rate
- Federal Reserve Board
- Federal Trade Commission
- Fee Harvesting Cards
- FICO Score
- Finance Charge
- Fixed Rate
- Fleet Card
- Float
- Floor Limit
- Forbearance
- Foreign Transaction Fee
- Fraud Alert
- Fraudulent Transaction
- Fraudulent User
- Fulls
- Funding
- G.19 Report
- Gift Card
- Go-to Rate
- Grace Period
- Guarantor
- Hard Inquiry
- Hard Pull
- Hold
- Identity Theft
- In-House
- Inactive Account
- Inactivity Fee
- Index
- Inquiry
- Interchange Fee
- Interest Rate Cap
- Interest Rate Floor
- Introductory Period
- Introductory Rate
- Issuer
- Issuer Identification Number
- Joint Account
- Joint Credit
- Keep and Pay
- Key
- Knuckle-Buster
- Late Payment Fee
- LIBOR
- Line of Credit
- Linked Transfer Account
- Loyalty Programs
- Magnetic Stripe
- Mail/Phone Order Merchant
- Mail/Phone Order Transaction
- Man-in-the-Middle Fraud
- Mandatory Binding Arbitration
- Margin
- MasterCard
- MasterCard Acquirer
- MasterCard Card
- MasterCard Issuer
- Means Test
- Medical Identity Theft
- Merchant
- Merchant Agreement
- Merchant Bank
- Merchant Category Codes
- Minimum Finance Charge
- Minimum Payment
- Monthly Periodic Rate
- Monthly Statement
- Mutual Savings Bank
- National Bank
- National Issuer
- Near Field Communication
- Negative Information
- Negative Option Deals
- New Balance
- NFC
- Non-Dischargeable Debt
- Office of the Comptroller of the Currency (OCC)
- Office of Thrift Supervision
- Online Bill Presentment and Payment
- Online Financial Transaction
- Open Ended Account
- Open Loop
- Opt Out
- Over-Limit
- Over-Limit Fee
- Overdraft Protection
- Password
- Pay-To-Pay
- Payment Due Date
- Payment History
- Payments Network
- Payroll Card
- Penalty Rate
- Per Transaction Fee
- Periodic Statement
- Personal Representative
- Phishing
- Piggybacking
- PIN
- PIN Cashing
- Plain Vanilla
- Plastic
- Point of Sale
- Post Date
- Posting
- Pre-Approval
- Pre-Approved
- Prepaid Cards
- Prescreening
- Primary Account Holder
- Primary Account Number
- Prime Borrower
- Prime Credit
- Prime Rate
- Private Label Credit Card
- Processing Date
- Processor
- Program Manager
- Purchase Rate
- Qualifying Ratio
- Rate Tart
- Re-Aging
- Reaffirmation
- Receipt
- Recurring Billing
- Redlining
- Reference Number
- Refund
- Regulation DD
- Regulation E
- Regulation X
- Regulation Z
- Reloadable Card
- Residual Interest
- Retail Merchant
- Returned Payment Fee
- Revolver
- Revolving Line of Credit
- Reward Card
- RFID
- Risk Based Pricing
- Roll Rate
- Sales Draft
- Savings and Loan Association
- Savings Bank
- Schumer Box
- Secured Credit
- Security Code
- Service Charge
- Settlement
- Settlement Bank
- Setup Fee
- Signature Strip
- Skimming
- Smart Card
- SMS
- Soft Inquiry
- Soft Pull
- Spoilage
- Standard APR
- Standard Floor Limit
- State Bank
- Statement
- Stoozing
- Stored Value Card
- Sub Prime Credit
- Sub Prime Credit Card
- Tabling
- Tax Deductible Interest
- Tax Reform Act of 1986
- Teaser Rate
- Terms and Conditions
- Thin File
- Thrift
- Tiered Rewards
- Time-Barred Debt
- Total Finance Charge
- Tranche
- Transaction
- Transaction Identifier
- Transactor
- Truncation
- Truth In Lending Act
- Truth In Savings Act
- Two-Cycle Billing
- Unbanked
- Universal Default
- Unsecured Credit
- User Authentication
- Usury
- Utilization Ratio
- Validation Code
- VantageScore
- Variable Interest Rate
- Visa
- Visa Card
- Visa Issuer
- Visa Merchant
- Voice Authorization
- Void
- Wage Garnishment
- Wall Street Journal Prime Rate
- Yield on Earning Assets
- Z Score
- Zero Balance
- Zero Liability Policy
- Zero Percent
- Zip-Zap Machine
- Zombie Debt
Similar Articles:
- Finance Charge
- Currency Conversion Fee
- Mail/Phone Order Merchant
- Forbearance
- Voice Authorization
- Usury
- PIN Cashing
