As a member of the Teachers Federal Credit Union, you are eligible to apply for the TFCU Cash Back Classic credit card. Out of all of the Visa cards that the credit union offers, this is the most popular one.
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Credit cards are almost a necessity these days, and the Cash Back Classic makes it convenient to make purchases. It also offers additional benefits to the cardholder.
TFCU Cash Back Classic Features
The Visa Cash Back Classic credit card is just as it says- it gives you cash back on the credit card with every purchase that you make. Every time you use your card you are earning an amount up to 1% money back, which is automatically rebated to you.
Along with earning cash, the Cash Back card offers additional benefits. There is a service available that helps you make travel reservations 24 hours a day, 7 days a week. You also have 24/7 access to the Visa Assistance Center. The credit card offers travel accident insurance, emergency airline tickets, and a car rental damage waiver.
To apply for the credit card you do need to show proof that you are making income on a regular monthly basis. If you are under 21 years of age and you don’t have proof of income you must have a legal guardian or parent apply as a co-applicant. In the event you are unable to pay the balance of the card, the credit card’s co-signer will be responsible for it.
TFCU Cash Back Classic Terms
The Visa Cash Back Classic card from the Teachers Federal Credit Union has no fee on an annual basis.
The credit union makes it easy for you to pay your credit card statement monthly.
The interest rate is 12.36% with the Educated Choice discount, and 12.84% without it. This rate is for purchases and you have 25 days to pay off your balance before the interest starts to accrue.
If you need help understanding the meaning of interest and other credit card terms better, visit the Federal Reserve’s website for Credit Cards.
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