The review is for the American Appendix Horse Association Visa Platinum Rewards Card. Issued by UMB Financial, this card is for individuals who are looking to support and show their affinity towards horses and the AAHA.
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The purpose of the AAHA is to be an advocate for the Appendix breed of horses. Many of these horses are sent to be slaughtered if they do not have registration papers. The AAHA supports the breed and encourages individuals to see the value of the breed.
The American Appendix Horse Association Visa® Platinum Rewards Card Details
The AAHA Visa card does not have an annual fee associated with it. There is a 0% introductory annual percentage rate for the card that is valid for the first six months the card is open. There are also no balance transfer fees for the first six months.
Once the introductory period is over, the APR increases to 12.99%. Like all other cards offered through UMB Financial, the cash advance rate is 16.99% and the penalty annual percentage rate if you are late with a payment or have a payment returned is 21.75%.
The AAHA Visa card offers a grace period of 21 days. If you are able to pay your balance off within that time period each month, you will not be subject to interest charges.
The American Appendix Horse Association Visa® Platinum Rewards Card Benefits
Every single purchase made with the AAHA Visa card supports the AAHA by contributing a portion back to the organization.
In addition, UMB will give $50 to the AAHA for every card that is opened and at least one purchase is made in the first 90 days.
Consistent with all Visa Platinum cards, the AAHA Visa offers around-the-clock customer service, complete fraud protection, and travel and car rental insurance.
The American Appendix Horse Association Visa® Platinum Rewards Card Bottom Line
Horse lovers will enjoy the benefits of this card, as it not only supports an important not for profit organization but also offers a 0% APR for the first six months as well as a reasonable APR thereafter.
If you are not a supporter of horses, there are many additional cards for which you can apply.
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