Customers who choose this card can access up to date information about their account by logging into a secure web site. They can see recent transactions and pay their bill online if they wish. Compare this and other credit card offers now!
No annual fees are charged to customers who choose this card, and account holders can also take advantage of the fact that they are not charged a transaction fee for purchases.
The Bank of Kentucky Credit Card Features
For the first six months after a new account is opened, the APR on purchases is 5.9%. Balance transfer credit card transactions are subject to a 0% APR during this introductory phase.
Once the introductory period has passed, the regular APR for the Bank of Kentucky Visa Gold is 8.25% and 11.25% for the Visa Classic. The APR is calculated based on the U.S. Prime Rate +8% for the Visa Classic and Prime +5% for the Visa Gold card. These rates are subject to change, and a new customer should confirm the current rate before applying for a card.
The grace period for new purchases is 25 days. If a customer pays the amount owing in full during this time, no interest is charged.
The fee for late payments made on this type of cardholder account is $25.00. The bank may also charge an over limit fee of $25.00 when an account holder goes over his or her account limit in any given month.
The Bank of Kentucky Credit Card Benefits
The Bank of Kentucky Credit Card for Existing Customers
If you are already a Bank of Kentucky customer, it can make sense to open a credit card account with the same institution. That way, you are dealing with a single entity for your financial needs and you may be able to get preferred interest rates on mortgages or loans if you have multiple products. Compare online credit card offers now!