This review is for the Camp Kinder Ring/Circle Lodge Visa Platinum Rewards Card. An overnight camp that provides a camping experience to both boys and girls, Camp Kinder Ring offers various sessions throughout every summer. The Visa card is an excellent way to show your support of the camp.
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The Camp Kinder Ring/Circle Lodge Visa Platinum Rewards Card Details
The Camp Kinder Ring card offers a $0 annual fee, and gives cardholders a 0% annual percentage rate for the first 6 months that the card is open and active.
Once the introductory rate has passes, the APR will increase to 12.99%. However, this is a variable rate and will fluctuate based on the prime rate.
The APR for any type of cash advance is up to 16.99% and the rate for balance transfers with the cards is 12.99%.
Your annual percentage rate will rise to 21.75% if you either miss a payment or have a payment returned by your financial institution. The APR will stay at the 21.75% level for at least six months, and will only go back down to the regular APR if you continue to make all your payments on time.
The Camp Kinder Ring/Circle Lodge Visa Platinum Rewards Card Benefits
Once the card is opened and a purchase is made within the first 180 days, UMB Financial will make a $50 donation to Camp Kinder Ring. Every additional purchase made with the card will also result in an additional contribution from UMB to the camp.
You can also earn bonus points by using the card to make qualifying purchases. These points can be used for a variety of rewards, including airline tickets, clothes, gift cards, and cash back.
The card also comes with many additional protection benefits, such as 24/7 customer service access, complete fraud protection and car rental insurance.
The Camp Kinder Ring/Circle Lodge Visa Platinum Rewards Card Benefits
If you do not support Camp Kinder Ring, you may want to look at different credit cards. However, if you attended the camp or are the parents of a camper, this card has excellent benefits and can save you a lot of money with the 0% intro APR and no annual fee.
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