The Golden 1 Credit Union Platinum Rewards Visa is a premier credit card offered by Golden 1 Credit Union. This credit union services several of the counties in California surrounding Sacramento and Santa Barbara.
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The Platinum Visa from Golden 1 has two options to choose from for your credit card reward. To apply for this card, you must first become a member of Golden 1 Credit Union and open a qualifying savings account. The savings account must be maintained with the minimum amount in it in order to remain a member and keep the credit card active.
Golden 1 Credit Union Platinum Rewards Visa Rewards
When you apply for a Golden 1 Platinum Rewards Visa, you have the choice of two rewards. If you tend to carry a balance on your credit card, the best option would be a lower interest rate. The normal APR for this card in 9.9%, but choosing this option can make this even lower.
However, if you pay your balances off each month, the better option would be the 1% cash back rebate.
With this program, you’ll receive 1% of the total on qualified purchases back once a year. Cash advances do not count toward this reward total.
It is a low rate like this that has financial advisors taking notice of credit unions. MSN Money reports that credit unions now offer the best credit cards today.
Golden 1 Credit Union Platinum Rewards Visa Accounts
The Golden 1 Platinum Visa credit card not only offers a low interest rate, but it also does not have an annual fee. The credit line starts at $2,000 and goes up to as much as $30,000, depending on your personal credit score and income.
You can monitor your account activity and pay credit card bills online by using the Golden 1 online site. With this site you can set up automatic payments on your credit card from your Golden 1 checking account. Golden 1 ATMs allow you to transfer money from the checking account to the credit card account for free.
Use the FREE credit card chaser to find great credit cards when you’re ready to look!
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