The Golden 1 Credit Union Student Visa

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The Golden 1 Credit Union Student VisaThe Golden 1 Credit Union Student Visa card is part of the Student Pack that Golden 1 offers to its members who are full time college students. You must be a member of Golden 1 Credit Union and qualify for the entire Student Pack in order to be eligible for the Student Visa.

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The Golden 1 Credit Union serves residents of Sacramento, Santa Barbara, and many of the nearby counties. Membership is also available for all University of California and California State University students, no matter where they lived before that. A student’s family members are eligible as well.

Golden 1 Credit Union Student Pack

Golden 1 Credit Union has put together a package to help college or university students establish their financial independence and begin building credit for their future. This includes a free checking account and an ATM card or an ATM/check card attached to the account. Students will also receive the Student Visa card.

In order to be able to keep tabs on their finances, students will also have online access to all their accounts with the Golden 1 Online website.

They can use this site to pay bills, transfer money, and manage their budget. There are even lines of credit available if needed.

Golden 1 Credit Union Student Visa Information

The Golden 1 Student Visa is a no annual fee credit card. The interest rate is 14.9%. There are no rewards associated with this card.

The credit limit can go up to $2,000. Students might need a credit card co-signer, but they can qualify without one if they have sufficient income to pay the minimum payments on their own. The credit card also acts as overdraft protection for the student checking account.

Student credit cards are a good tool with which students can build a credit history, if they are taught to use it correctly. In fact, the College Board organization recommends that parents help their college student get a credit or debit card. If they are taught well, this will help them be able to rent housing or just open other doors for them in the future.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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