If you like to take cruises on Holland America, then you might be interested in the Holland America Line Rewards Visa credit card. This card is a rewards card that allows you to earn points that can be redeemed on your cruises.
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The Holland America Line Rewards Visa is offered by Barclaycard, which is a member of the Barclays Group. Barclaycard has an average rating in all categories from the 2011 Credit Card Satisfaction Study conducted by JDPower.com. You can see how Barclaycard compares to other companies on the JDPower.com website.
The Holland America Line Rewards Visa Card Overview
As a rewards card, you are able to use your rewards Visa to earn one point for every $1 you spend on purchases anywhere. If you make purchases using your card on a Holland America cruise, then you will earn two points for every $1 you spend.
Your points can be used to receive discounts on cruise experiences, discounts on cruise tickets or even towards free cruises, should you accumulate enough points. You can find a list of how many points it will take to receive what discount when you apply for the card.
When you activate your card, you will receive 5,000 bonus points on your card. You can also receive an additional 5,000 bonus points when you make a balance transfer to your card. This additional bonus is one point for each $1 you transfer up to $5,000. 5,000 points is the equivalent of $50 towards onboard credit.
The Holland America Line Rewards Visa Card Terms
The first thing you will want to know is that this is not a bad credit credit card. That is why the low APR is available for this card of 11.24%. You need to have great to exceptional credit to qualify for this card and the maximum interest rate, outside of a penalty APR is 17.24%.
The penalty APR for this card is 30.24%, which will apply to all new purchases as long as you have your account with Barclaycard. Your prior balance will revert to your original APR after you make six on time payments in a row.
There is no annual fee for this card.
The Holland America Line Rewards Visa Verdict
While not a bad card, you do have to have great credit to qualify. What’s more, there are plenty of low interest rate credit cards that don’t sting you so hard on the penalty APR. The rewards program is an excellent one for those of you who like to take Holland America cruises.
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