The Tioga State Bank offers multiple types of personal and business credit cards. One of the personal credit cards available is the College Rewards Visa Card. This credit card is a great way for college students to earn rewards while managing their money.
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It is very important to know the best ways to use your credit cards to your advantage. Get great money advice at http://www.mymoney.gov.
The Tioga State College Rewards Credit Card
This credit card has an annual percentage rate between 11.99% and 20.99%. The amount of interest the cardholder will pay annually is determined in their credit score. The higher the credit score, the less their interest will be. The annual percentage rate applied to cash advances for this credit card is 23.99%.
The best way for the cardholder with a low credit score to avoid paying the higher interest rates is to pay off the credit card’s balance within 24 to 30 days after the purchase before the interest is applied. The penalty fees for returned payments, late payments, and for going over the credit limit is $35. This rewards credit card has no annual fee.
Other Credit Cards Available Through Tioga State Bank
The other personal credit cards available through the Tioga State Bank are the Visa Signature Card, the Visa Platinum Card, the Young Adult Visa Card, and the Secured Visa Card. The Business credit cards available include the Visa Business Card, the Visa Business Travel Card, and the Visa Platinum Business Rewards Card.
The Tioga State Bank Young Adult Visa Card has no annual fee. The annual percentage rate for this credit card is between 9.99% and 20.99%. This same annual percentage rate range applies to balance transfers. The transaction fee for balance transfers, ATM cash advances, and a regular cash advance is 4% or $10, whichever is more. The foreign transaction fee for this credit card is between 2 and 3%.
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