The TJX credit card is a MasterCard offered by GE Capital Retail Bank. TJX is the corporate company for TJ Maxx, Marshalls, Home Goods and AJ Write.
TJX has been doing business since the early 1900s. It started out as a single clothing store and today it has 2,000 stores under their umbrella in the US and around the world. The goal of TJX is to provide quality clothing and products for discounted prices. In addition, they want your experiences in their stores to be pleasant so that you will buy from them again and again. Compare this and other credit card offers now!
TJX has a strong presence online and around the country. You would be hard-pressed to find someone who doesn’t recognize one or more of the stores that fall under the TJX umbrella.
TJX Credit Card Overview
The TJX Rewards MasterCard by GE Capital Retail Bank has a very generous rewards credit card program. When you use your MasterCard in any TJX store or on one of their online stores, then you will receive five points fore every $1 you spend. You will receive one point for every dollar spent everywhere else.
When you have 1,000 points, you will receive a $10 gift card to use at any of the TJX stores. The points expire after 5 years and there is no limit on how many points you can earn with their retail credit cards.
The interest rate for the TJX Rewards MasterCard is 12.24% to 19.24% with a penalty APR of 23.99%. There is no annual fee for the TJX reward credit cards.
TJX Credit Card Benefits
- No annual fee
- Low interest rates
- Use card anywhere
- Earn rewards fast at TJX stores
- Rewards can be redeemed at any TJX store
TJX Credit Card Bottom Line
The bottom line is that the TJX credit card is an excellent option for those with good to excellent credit. The only real down side is that you can only redeem rewards for use in TJX stores.
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