Great post, I think you made your point well. Unfortunately, the old adage sometimes really does ring true: “Those who can’t do, teach.” In any case, I do find it interesting that in this environment entrepreneurs need to be more creative to find ways to start their businesses. I would only want to see this as a function of current economic situation and not as some kind of ulterior bureaucratic motive to proactively flush out the percentage of potential failed businesses.

I know from experience that if I couldn’t have used my credit card to fund my startup I wouldn’t have been able to pay for a lot of our variable costs. Fortunately, I have good credit, but I think your point is well made that there may be some great startups out there with not so great credit. The credit card companies have the prerogative to give or not give their cards to whoever they want, but I think it’s a bad thing for entrepreneurs when it’s harder to get credit.