The maximum credit limit on the Tower FCU Standard MasterCard is not terribly impressive at $4,500, but this is more than enough credit to get other lenders interested in you. Cardholders do not pay extra fees if they opt to transfer high-interest credit card balances to the Tower Federal Credit Union Standard MasterCard. There is also a low intro APR for balance transfers.
Use the credit card comparison tool to review your credit card rates for FREE!
Tower Federal Credit Union has only dealt with two customer complaints through the Better Business Bureau, and has an “A+” rating listed. Either you or one of your relatives must be an employee of one of Tower’s field of membership businesses and associations, or you must live in the Baltimore, Maryland area to qualify for an account with Tower FCU.
Tower FCU Standard MasterCard Benefits
Balance transfers are calculated at a set 4.9% interest rate for the first 12 credit card billing cycles.
There are no rewards associated with the Tower FCU Standard MasterCard, but there are also no annual membership charges or balance transfer fees.
Tower FCU monthly credit card payments can be paid online, over the phone, or at credit union branches. This credit card is also good for young adults, as the credit limit for credit cardholders under the age of 18 is only $1,000 at maximum. Accountholders also have the ability to set a secure password in order to prevent unauthorized users from using their credit card to buy goods over the Internet.
Tower FCU Standard MasterCard Rates
Besides the 10.9% APR, you will not pay more in interest because you make a late payment or because you have been having financial difficulties with other creditors. Cash advances are also calculated at 10.9% interest, and your balance transfer interest rate will remain at 4.9% for the first year.
Tower Federal Credit Union charges no annual fees and it does not penalize customers for paying down their credit card debts faster than expected. Your account will start to accumulate interest charges from the day that your purchases have been posted to your account.
For more FREE information on credit card options, go to credit card chaser!
- Tower Federal Credit Union Gold MasterCard
- Premier America Credit Union MasterCard Standard Credit Card
- Advancial Federal Credit Union Value MasterCard Classic Credit Card
- Notre Dame Federal Credit Union Credit Card
- SACU MasterCard Alamo Standard Credit Card
- Eglin Federal Credit Union Platinum MasterCard Credit Card
- ABNB Federal Credit Union MasterCard Platinum (NC, VA)