The TrustCo Bank did at one time offer a Rewards Platinum Edition Visa, but no longer seems to offer any form of credit card at all. Even thought they no longer offer a rewards credit card TrustCo Bank does offer a rewards program with their bank card.
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Products Available Through TrustCo Bank
TrustCo Bank offers many great personal and commercial services. The personal services available through TrustCo Bank include checking accounts, savings accounts, certificates of deposit, retirement accounts, money market accounts, mortgages, consumer loans, home equity loans, and home equity lines of credit.
The business options available through TrustCo Bank include commercial mortgages, commercial loans, employee benefits programs, and business checking accounts. TrustCo Bank also provides many different investment and trust services. These services include living trusts, estate settlement services, retirement plans, long term financial planning, and investment management accounts.
The TrustCo Bank Card Rewards Program
The rewards program that the TrustCo Bank is partnered with is the Prewards program. This program gives rewards to cardholders based on how much they use their bankcard. A bank card is also known as a debit card.
To start receiving rewards all the cardholder has to do is register with the Prewards program. After they are registered, the cardholder starts to receive rewards immediately. Even if the cardholder uses their bankcard for a credit transaction instead of a debit transaction, they will still earn rewards.
The rewards earned by the cardholder are applied to their checking account. So if the cardholder spends a certain amount at a participating store and is eligible for a reward or discount the reward is credited to the checking account instead of being applied to the purchase at the point of sale.
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