The TTCU Visa Platinum credit card is a rewards credit card offered by the TTCU credit union. TTCU serves the people who live in a variety of counties in Oklahoma. Additionally, you have to be a student in one of these counties, or the parent of a student in one of the counties, in order to become a TTCU member.
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Becoming a member at TTCU also means you have to open a checking or savings account. The minimum requirement for opening up an account is $25 plus a $1 membership fee, and you don’t have to maintain any minimums to maintain a free checking account.
TTCU Visa Platinum Details
As mentioned above, this is a rewards program credit card. The Scorecard Points System is used to manage your points. You can earn one point for every $1 that you spend, which you can then use to get gifts, pay for travel, purchase gift cards, and more.
The interest rate for this credit card will range between 9.9% and 18.99%.
You’ll pay the same rate whether you’re making a purchase, transferring a balance to your credit card from another credit card, or getting a cash advance.
TTCU Visa Platinum Benefits
There are actually quite a few benefits to choosing this credit card. Some of these benefits include:
- A flexible rewards program
- Automatic 90-day warranty on all new purchases
- Extended warranty program that doubles an existing warranty
- $1000 for identity theft reimbursement
- 24/7 assistance if your identity is stolen
- Personal shopper and credit card concierge service
- Rental car insurance coverage
- No annual fee
- 25-day grace period for purchases
TTCU Visa Platinum Verdict
This appears to be a decent credit card that offers a starting APR of 9.9%. If you have very good to perfect credit, it might be possible to get a slightly lower APR. You’ll want to compare your rates between more than one potential credit card issuer, bank, or credit union to ensure that you get the lowest rate.
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