If you are trying to find a basic credit card to help you build credit, check out the UNFCU Visa Classic credit card. This card is offered to members of the United Nations Federal Credit Union who want a card with few bells and whistles and no annual fee.
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A credit card is an essential financial tool to have at this period of time. It helps you build a credit history, which in turn helps determine future loans and rates as well as a number of other things. The Classic Visa from UNFCU can help you build a strong credit rating.
Features of the UNFCU Visa Classic Card
When you apply for a Classic Visa credit card, you will be given a limit of credit. This is based on a number of factors and can be up to $10,000. You do not pay an annual fee for the card and the interest is fairly low, around 11% depending on the market.
The card includes a complimentary rewards program, as well as protection against rental car damage.
You are also not liable for fraudulent credit card use that is not authorized by you.
In order to take advantage of this credit card you must be a member of the United Nations Federal Credit Union. There are a number of ways to become a member.
UNFCU Membership Eligibility
The UNF credit union was started to help those affiliated with the United Nations. If you are an employee of any branch of the United Nations, you are eligible for membership. This applies to retirees as well.
If you are a family member of someone already a part of the UNFCU you can apply for membership as well. This includes parents, spouses, grandchildren, children, sisters, brothers, and grandparents.
If you are ineligible for membership in the United Nations FCU, then you are unable to apply for the UNFCU Classic Visa. There may be other credit unions that you are able to join and apply for one of their cards. To locate a credit union near you, visit the My Credit Union map locator.
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