This credit card states that it offers Triple-Plus features including competitive interest rates, fraud protection and 24 hour customer service. These are all very standard features and will be offered by practically all credit card issuers. In fact, if these things are not a part of the credit card you are considering, you definitely need to shop around for more online credit card offers, now!
Before you take out a credit card, do a little self-examination. Know your spending habits and how you typically use credit. Find out your credit score. It helps to know the likelihood of being accepted for certain cards and which one will best fit your lifestyle.
Union Plus Credit Card Advantages
There is no annual fee with the Union Plus Credit Card. Its foreign transaction fees are extremely competitive at only 1%. It has a very beneficial 6 or 12 month introductory APR of 0% for purchases and balance transfer credit card activity. The duration of the offer depends on your credit. This makes it very alluring for those looking to pay off existing balances or finance a big purchase.
Union Plus Credit Card Disadvantages
After that introductory period a less than competitive APR of 14.99%, 16.99, 20.24% or 23.24% applies. Again the rate you receive is determined by your creditworthiness. Even the lowest rate is not particularly favorable, as there are many credit cards out there with an APR below 10%. If you ever carry balances, this may not be the ideal credit card for you.
Another downside to this credit card is that there is no rewards credit card program affiliated with it. This makes the higher than usual APR even harder to accept.
Compare Union Plus Credit Card
When choosing which new credit card to take out, you need to shop around and compare the different cards that you are eligible for. Even if a card is endorsed by a group you respect, you should still make sure it fits your needs best before taking it out. Compare the Union Plus Credit Card and others by using an online credit card comparison tool to be sure you make the best decision possible. Find more online credit card offers now!