The Bank is a full-service financial institution that has been serving the needs of its customers since 1969. It is an independent bank with over $2 billion in assets. Compare more online credit cards now!
New account holders can take advantage of special introductory Annual Percentage Rate (APR) on the Classic and Gold credit cards.
Union State Bank Credit Card: Classic Card
The Classic Visa card offers a credit line of between $500 and $2,000 to account holders. New customers are offered an APR of 7.9% for a full 12 months after the account is opened. After the first year, the APR is 6.9% over the U.S. Prime Rate.
The grace period for this card is 25 days. Cash advances and balance transfer credit card transactions are subject to a 2% fee.
Union State Bank Credit Card: Gold Card
Gold card customers receive the same introductory rate as those who are approved for a Classic Visa card. This card has a credit line of $2,000-$7,500 for account holders.
Customers who choose this card receive $500,000 in travel accident insurance as a benefit. They also receive discounts on car rentals, as well as rental insurance. Discounts on the cost of eyeglasses, contact lenses and merchandise are offered.
Union State Bank Credit Card: Secured Card
Secured credit cards from the Union State Bank help account holders build up their credit. The individual deposits a certain amount, and that money is held in a secure account. The amount of the deposit determines the person’s credit limit.
The customer has the option of paying his or her bill in full, paying the minimum amount owing, or any other amount. The deposit is held as long as the secured Visa account is kept open, and the money is returned to the customer when the account is closed. Find and compare online credit cards now!
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