United Bank Business Credit Card

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United Bank Business Credit Card

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United Bank offers its business customers a credit card that can provide a way to manage and control general business and travel-related expenses.

This card offers customers flexible billing options for customers. It also has statement options that can separate business and personal spending entries, to make keeping track of items a quicker, easier process. Compare credit cards now!

The United Bank Business card can help companies that issue cards to employees by setting specific spending limits and putting vendor restrictions on them.

United Bank Business Credit Card Features

The Annual Percentage Rate (APR) for purchases made using this card is the U.S. Prime Rate plus 6%. The actual rate will vary, depending on the Prime Rate figure set each quarter.

This business credit card carries an annual fee of $20 per card issued. The late payment fee charged to account holders is $25, and the over limit fee is $25 as well.

There is a transaction fee for cash advances of 1.5% of the amount being advanced. Once a cash advance has been issued, the interest starts to run on the amount borrowed immediately and is charged daily until it has been paid.

United Bank Business Credit Card Benefits

The grace period for purchases made with this card is 25 days. If the balance is paid off in full during this time, no interest is charged.

There is no minimum finance charge levied against account holders. With this credit card option, no transaction fees are charged either.

United Bank Business Credit Card Makes Sense for Customers

Business customers have enough to do trying to keep their entrepreneurial enterprise afloat without spending time trying to track spending. This card has the billing options necessary make record keeping a much easier process.

A main reason for opening a business credit card account is to manage cash flow issues. Having this card provides access to credit so that the company can purchase supplies or products, or pay for business-related expenses in a convenient manner. The card offers the flexibility of being accepted online or in person, and can be used to buy a number of products and services. Compare more online credit cards now!