The Union Bank & Trust is a family-owned financial institution. As a corporation, it prides itself on establishing personal relationships with its account holders. Compare this and other credit cards now!
The Bank offers more than one credit card to meet its customers’ needs. It has cards for personal and business use.
United Bank & Trust Credit Card: Visa Classic
Customers who choose the Visa Classic are not charged an annual free to keep their account open. The minimum credit limit offered with this card is $1,000. This is not one of the popular rewards credit cards.
The Annual Percentage Rate (APR) for this card will be set at either 12 or 15% per year, depending on the applicant’s creditworthiness. The grace period, during which there is no interest charged on new purchases, is 25 days.
The fee for a cash advance is $5 or 4% of the amount requested, whichever is greater. The fee charged on foreign transactions is 3% of each transaction, and this amount is calculated in U.S. dollars. The late fee charged to cardholders can be up to $35.
United Bank & Trust Credit Card: Visa Platinum
The minimum credit limit for a Visa Platinum card is $5,000. Customers who wish to apply for this card must be earning a minimum of $35,000 per year.
The interest rate charged on purchases made with the Visa Platinum card is the same as with the Visa Classic. This card would be selected by a person who wishes to be considered for a higher credit limit and who meets the minimum annual income standard set by the lender.
United Bank & Trust Credit Card Offers Choices
The Bank offers more than one credit card product to meet its customers’ needs. The APR (Annual Interest Rate) for each of them is relatively low in comparison with what other card issuers are offering, especially for people who have less than perfect credit. For United Bank & Trust customers, the credit cards offered by the institution are worth considering. Compare online credit cards now!