If you are a member of the United Federal Credit Union and are looking for a credit card with a higher credit limit, look into the United Federal Visa Platinum card. This card does not have an annual fee and has relatively low interest rates.
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There are a number of rewards credit cards to choose from these days and the Platinum Visa from United Federal Credit Union is one of them. It also offers additional benefits of which you can take advantage.
United Federal Visa Platinum Benefits
You can increase your available credit with the Platinum Visa card. Depending on your income level and credit score, your credit limit will vary between $10,000 and $50,000.
Having this higher limit will help you earn more points in this Visa’s reward program, which will allow you to redeem points for a variety of things.
The Visa Platinum credit card from United Federal gives you $500,000 towards travel accident insurance when you purchase travel with your credit card. If you rent a car with your platinum card you will also get car rental insurance. Other travel benefits include emergency and travel assistance, no matter where you are.
United Federal Visa Platinum Terms
The Visa Platinum has the lowest interest rate of any of the other Visa credit cards offered by United Federal Credit Union. It is a variable rate and is currently at 9.99%, although it can go as low as 6.99%. This rate is the same for cash advances, purchases, and balance transfers.
Unlike most credit cards, there is no fee for balance transfers or for the advancement of cash. There is also no annual fee. However, there are fees for late payments and returned payments, which are $25 and $30 respectively. To prevent any late payments, you can set up automatic payments from your checking account every month.
To learn more about credit card fees and how they affect you, visit the Federal Reserve website.
You are able to compare credit card rates right here just by using the FREE card finder!
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