The United Workers Federal Credit Union credit card is only available to members of the United Workers Federal Credit Union. In fact, you really cannot learn anything about this Visa card unless are a member of this credit union.
The United Workers Federal Credit Union is a credit union that only accepts butchers, United Food & Commercial Workers Local #101, and Rexam Beverage Can Company workers which has locations in Washington and California. The bank recently changed their name from UFCW of Northern California Federal Credit Union to what it is today because it has expanded its member base to include workers other than butchers.
The UWFCU is a non-profit financial institution. The main goal of the UWFCU is to provide credit and loan services to its members while providing banking services as well. Even if you do qualify for this card you should compare it with other online credit card offers!
What You Might Expect from the United Workers Federal Credit Union Credit Card
The truth is that not all credit union cards are the same. However, based on the majority of other credit union credit cards, here are a couple of things that you can expect:
- No annual fees
- No late fees
- No penalty fees
- No balance transfer fees
- Low interest rates
- No rewards programs
- High credit limits possible
- Payment by payroll deduction
- Payment by direct deposit from checking/savings account
- Payment by automatic transfer
Some credit unions offer student credit cards, but none of them offers cards for people with bad credit, which means if you are looking for a bad credit credit card and you are a member of this or any other credit union, you will need to look elsewhere.
United Workers Federal Credit Union Credit Card: Other Services Available
The United Workers Federal Credit Union offers many other services as well. They include:
- Checking/savings accounts
- Christmas club accounts
- Free checking
- Loan services
- Payroll deduction
- GAP insurance
- Vacation funds
United Workers Federal Credit Union Credit Card Bottom Line
The bottom line is that the only way to qualify or even learn about this Visa is to join the bank. Fortunately, there are other great options for you. Try our credit chaser tool to bet more online credit card offers now!
- America’s First FCU MasterCard Platinum
- UNFCU Visa Elite Credit Card
- Amalgamated Bank of Chicago Union MasterCard
- United Federal Visa Platinum
- Member One FCU MasterCard Credit Card
- Service Credit Union Visa Classic Credit Card
- First Financial Federal Credit Union of Maryland Visa Preferred Credit Card