The Unitus Platinum Rewards Visa is a credit card with perks offered by the Unitus Community Credit Union. Although you must be a member of UCCU to apply for this card, there are several ways to qualify for membership. As a member, you’ll experience incomparable customer service.
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Unitus serves the people who live, work, worship, or volunteer in Multnomah, Washington, Clackamas, Marion, Polk, Yamhill, and Clark counties in Oregon. Additionally, family members of qualifying people can become members, even if they wouldn’t otherwise qualify themselves.
Unitus Platinum Rewards Visa Members
The Unitus Platinum Rewards Visa has many ways of rewarding cardholders. For each dollar spent on purchases, you’ll receive a reward point. Unlike some credit cards that only offer air miles or cash back, with the Unitus Reward program, you can get any or all of these. You can redeem your points for cash if that’s what you want, or for airfare, cruises, hotel stays, or merchandise.
There is a monthly limit of 10,000 points that you can earn. You’d have to make more than $1 million in purchases a month to reach this limit, though. The points expire three years after you earn them, so be sure to keep track of your points. For more tips on using your rewards credit card, you can read this Forbes.com article.
The Unitus Platinum Rewards Visa also participates in the Verified by Visa program and carries Visa’s unparalleled fraud protection. You’ll never have to pay for fraudulent charges with the Zero Liability protection. Additionally, you’ll get travel accident insurance and rental car insurance if you pay for the rental car with your Unitus Visa.
Unitus Platinum Rewards Visa Account
This Visa Platinum Rewards credit card serves as overdraft protection for your Unitus checking account, saving you money on overdraft fees. The APR ranges between 7.99% and 14.99%, depending on your credit history. There’s a special APR on balance transfers of 3.99% until April 30, 2013 on transfers completed before April 30, 2012.
This card has no fees: no annual fee, no over-limit fee, no non-activity fee.
The grace period is 25 days on purchases. Even the late fee is a low $20.
Click on the FREE credit card chaser to find other types of low rate credit cards!
- Unitus Classic Visa
- Unitus Starter Visa
- Unitus Secured Visa
- American Association of Grant Professionals Visa Platinum Rewards Card
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- People First Federal Credit Union Visa Platinum Credit Card
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