The University of Aberdeen Master Card is an affinity card designed to benefit the University of Aberdeen School as a whole. An affinity credit card is a credit card that, when you use it, the bank that distributes it makes a donation to the University of Aberdeen based on a percentage of your purchase total.
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Typically, an affinity card contribution is less than 1% of each purchase total that you make. The MBNA Europe Bank Limited, which issues this card, does not state how much of a percentage they offer for each purchase.
University of Aberdeen Credit Card Overview
The first thing that you will want to know about this credit card is that this is not an instant approval credit card. You will have to call the bank via phone and apply for the card that way and then wait for the response by mail.
In addition, this is not a bad credit credit card, nor is it a student credit card, despite being available for review on the University of Aberdeen website. This card is a good choice for Aberdeen supporters with very good to excellent credit.
This is also a credit card offered by a UK bank so they are not listed on the JDPower.com 2011 Credit Card Satisfaction Survey. The UK does not have an equivalent site, although you can find relevant credit card news on BBC News.
The biggest benefit for this card is that they are offering 0% APR for 12 months for balance transfers and money transfers. They are also offering 0% APR for new purchases for the first three months after you activate your card.
University of Aberdeen Credit Card Terms
The terms for this card are simple. The APR for purchases and balance transfers are 16.9% after the introductory APR ends. There is no annual fee and no penalty APR if you miss or are late for a payment.
The University of Aberdeen MasterCard offers paperless statements, online payments, and fraud protection as well.
University of Aberdeen Credit Card Verdict
The terms for this card are not bad; however, it is unclear whether people in the US can apply for this card. In addition, if you have bumpy credit, this card will not be right for you.
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