The University of Florida is probably best known for their athletics division. This doesn’t mean that this isn’t an excellent university, only that when people think of UF they don’t think of academics, they think of the Florida Gators.
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The Seminoles of Florida State University are the University of Florida’s biggest athletic competitors and people from all over the country will tune in to watch the teams from these two schools compete against each other. If you are a fan of UF and want to show your support, then you should consider the UF credit card.
University of Florida Credit Card Benefits
There are many benefits to choosing the University of Florida credit card. This is a rewards credit card with a flexible rewards program. You will earn one point for every $1 you spend on your card, not including balance transfer credit card transactions or cash advances.
There is no annual fee for the UF credit card and interest rates range from 13.24% to 19.24% variable. Variable means that when the prime rate changes then your interest rate will change too.
Other benefits include:
- Emergency card replacement
- Rental car collision coverage
- Travel accident insurance
- Baggage delay insurance
- Warranty manager
University of Florida Credit Card Considerations
One of the biggest considerations are the interest rates you might face with this card. If you want a cash advance, the APR will range from 19.24% to 23.24%. If you miss a payment, are more than 3 days late on a payment, or go over your credit limit then the penalty APR is 29.99%. In addition, you will lose your bonus points if any of these things happen.
The bonus points cap out at 60,000 a year. In addition, if you use your points for air travel credit card rewards, you will be charged a service fee of $25.
University of Florida Credit Card Verdict
This isn’t a bad card, but there are better ones available! Find and compare online credit cards now!
- Florida International University Credit Card
- Pen Air Federal Credit Union University of West Florida Visa Platinum
- University of Central Florida Credit Card
- Florida Atlantic University Credit Card
- University of South Florida Credit Card
- Florida State University Platinum Plus Credit Card
- Saint Leo University Credit Card